Privacy & Cookies Policy
Echofin, Inc. (referred to as “Echofin”, “Company,” “us” or “we”) recognizes that your privacy is important. This Privacy & Cookies Policy (the “Policy”) discloses the privacy practices for the Company’s family of websites (collectively, the “Site”), as well as related products and services we may offer to you (collectively referred to as the “Services”). This Policy also covers how personal and other information that we receive or collect about you is treated. Please read the information below to learn the following regarding your use of this Site.
You acknowledge that this Policy is designed to be read in connection with the Site Terms and Conditions of Use, which is available at Terms of Service, and that by accessing or using our Site, you agree to be bound by the Site’s terms and conditions, as well as this Policy.
We reserve the right to change this Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Subject to applicable laws, your continued use of the Site and or Services available through this Site after such modifications will constitute: (a) your acknowledgment of the modified Policy; and (b) your agreement to abide and be bound by that Policy.
We will only process your Personal Data in accordance with applicable data protection and privacy laws. For the purposes of General Data Protection Regulations, Echofin is a data processor as explained in more detail in the section Compliance with Privacy Laws. If you have any questions about this Policy, contact us at: email@example.com.
IMPORTANT: BY USING THE SITE AND/OR OFFERINGS AVAILABLE ON THIS SITE, YOU GIVE YOUR CONSENT THAT ALL PERSONAL DATA THAT YOU SUBMIT MAY BE PROCESSED BY US IN THE MANNER AND FOR THE PURPOSES DESCRIBED BELOW. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, DO NOT USE THE SITE.
1. Types of Information We Collect
In order to better provide you with better news and information regarding the stock market, stock trading, various exchanges, and other information reasonably related to the use of this website, we collect two types of information about our users: Personally Identifiable Information (“PII”), which includes Personal Data, and Aggregate Information.
Personally Identifiable Information: This refers to information that lets us know the specifics of who you are. When you engage in certain activities on this Site, such as registering for an account, downloading or purchasing a product or service, submitting content and/or posting content in the user forums, or sending us feedback, we may ask you to provide certain information about yourself.
Examples of PII may include your first and last name, email address, mailing address (including zip code), employer, job title and department, telephone and facsimile numbers, location information, Android Advertising ID, other device information such as operating system, model, brand and other identifying information. When ordering products or services on the Site, you may be asked to provide a credit card number.
Aggregate Information: This refers to information that does not by itself identify a specific individual. We gather certain information about you based upon your visit on our Site and what other sites may have directed you to us. This information, which is collected in a variety of different ways, is compiled and analyzed on both a personal and an aggregated basis. This information may include the Website’s Uniform Resource Locator (“URL”) that points to the site you just came from, which URL you go to after visiting our Site, what browser you are using, and your Internet Protocol (“IP”) address.
2. How We Collect and Use Information
We do not collect any PII about you unless you voluntarily provide it to us. However, you may be required to provide certain PII to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting a form or transmitting other information by telephone or letter; or (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. When processing certain information, such as payment information with affiliated banking institutions or payment processors, we encrypt the transaction, using Secure Socket Layer (SSL) encryption technology, in order to prevent your PII from being stolen or intercepted. Additionally, your credit card information is never stored on our servers.
We may also collect, or our third-party advertising partners may collect, certain Aggregate Information. For example, we may use your IP address to diagnose problems with our servers, software, to administer our Site and to gather demographic information. Our third-party advertising partners may also provide us with aggregate, but not individual, reports that will tell us how many ads were presented and clicked upon at out Site.
We may also use an outside advertising partner to display banner advertisements on our Site. As part of their service, they will place a separate cookie on your computer. We will not provide any third-party advertising partners with any of your PII or information about your purchases. We and our third-party ad server will collect and use Aggregate Information about you, such as your IP address, browser type, the server your computer is logged onto, the area code and zip code associated with your server and whether you responded to a particular ad. Other advertisers may also place banner ads on our Site in the same manner as above, but we will not disclose any PII to them.
Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some aspects of the Site may not function properly if you elect to disable cookies.
4. Release of Information
We will not sell, trade, share or rent your PII, including your Personal Data, to others. We do provide some of our product and service offerings through contractual arrangements made with affiliates, service providers, partners and other third parties (“Service Partners”). We, and our Service Partners, may need to use some PII in order to perform tasks between our respective sites or to deliver products or services to you. For example, we must release your credit card information to the card-issuing bank to confirm payment for products and services purchased on this Site; release your address information to the delivery service to deliver products that you ordered; and provide order information to third parties that help us provide customer service.
Occasionally we may be required by law enforcement or judicial authorities to provide PII to the appropriate governmental authorities. In such cases, we will disclose PII upon receipt of a court order, subpoena, or to cooperate with a law enforcement investigation. We fully cooperate with law enforcement agencies in identifying those who use our services for illegal activities. We reserve the right to report to law enforcement agencies any activities that we in good faith believe to be unlawful.
We may also provide Aggregate Information about our customers’ sales, traffic patterns, and related Site information to third party advertisers, but these statistics do not include any Personally Identifiable Information.
5. Updating and Correcting Information
We believe you should have the ability to access and edit the PII, including Personal Data, that you have provided to us. You may change any of your PII in your account online at any time by linking to your account in accordance with instructions posted elsewhere on this Site. You may also access and correct your personal information and privacy preferences by contacting us at information below. Please include your name, address, and/or email address when you contact us at the information below:
Attn: Privacy/Data Protection Officer
Please include your name, address, and/or email address when you contact us.
We encourage you to promptly update your PII, including Personal Data ,if it changes. You may ask to have the PII, including Personal Data, on your account deleted or removed. However and subject to applicable laws, some information, such as past transactions, logs of technical support calls, or other information may not be deleted. In addition, it may not be possible to completely delete all your information without some residual information because of backups.
6. User Choices on Collection and Use of Information
We may, from time to time, send you email regarding new products and services that we feel may interest you. In addition, if you indicated upon registration that you are interested in receiving offers or information from us and our partners, we may occasionally call or send you direct mail about products and services that may be of interest to you. Only Company (or agents working on behalf of Company and under confidentiality agreements) will send you these solicitations, and only if you have previously indicated that you wish to receive them. If you do not want to receive solicitations from us, you can “opt-out” by accessing your account online editing your account information to no longer receive such offers and mailings.
You also have choices with respect to cookies, as described above. By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set, or to reject all cookies. If you choose to reject all cookies some parts of our Site may not work properly in your case.
7. Security of Your PII
At our Site you can be assured that your PII is secure, consistent with current industry standards and applicable laws. We strive to take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of your PII. For example:
- We work hard to ensure that the data we collect is reliable, accurate, complete and current. We encrypt all PII, in order to prevent unauthorized parties from viewing such information when it is transmitted to us. We also only keep collected information only for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements.
- We limit access to PII only to specific employees, contractors and agents who have a reasonable need to come into contact with your information. For example, we may provide members of our technical support team with limited access to your account in order to allow them to troubleshoot problems you may be having with the Site.
- Additionally, we also employ a number of physical, electronic, and procedural safeguards to protect PII. Our secure servers and our data centers are protected by industry-standard encryption, and our servers reside behind firewalls and employ high-level password protection.
- Finally, access by you to your PII is available through a password and unique customer ID selected by you. This password is encrypted. We recommend that you do not divulge your password to anyone.
In order to most effectively serve you, credit card transactions and order fulfillment are handled by established third party banking institutions and processing agents (such as PayPal). They receive the information needed to verify and authorize your credit card or other payment information and to process and ship your order.
Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your PII, you acknowledge and agree that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) the security, integrity and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
8. Compliance to Privacy Laws
a) Data protection law in certain jurisdictions differentiates between the “controller” and “processor” of information, including PII and Personal Data. Individuals located in certain countries, including the European Economic Area (EEA), have certain statutory rights in relation to their Personal Data. Echofin is primarily the processor of your Personal Data. Subject to the General Data Protection Regulation or other applicable laws, you may have the right to request access to and view your Personal Data, as well as to seek to update, correct, delete or port your Personal Data as described in this section and the section Your Rights.
b) International Data Transfer. Information, including Personal Data that we collect from you, may be transferred to, stored at and processed by us and other third parties in a country outside the EEA, including, but not limited to the United States, where data protection and privacy regulations may not offer the same level of protection as in other parts of the world. By using this Site, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Policy and the General Data Protection Regulations and other applicable laws.
9. Your Rights
Individuals located in certain countries, including the EEA, have certain statutory rights in relation to their Personal Data. Subject to the General Data Protection Regulation or other applicable law, you may have the right to request access to your Personal Data, as well as to seek to update, delete, correct or port your Personal Data. To the extent that Echofin processing of your Personal Data is subject to the General Data Protection Regulation or other applicable law, Echofin relies on our own legitimate interests to process your Personal Data.
Echofin may also control and process some limited Personal Data for direct marketing purposes and you have a right to access, update, delete, correct or port your Personal Data, or to remove your consent or object to Echofin’s use of your Personal Data for this purpose at any time. Subject to General Data Protection Regulation, you may also have the right to (i) restrict Echofin’s use of your Personal Data and (ii) lodge a complaint with your local Data Protection Authority. If you are a resident of the European Economic Area and believe we process or control Personal Data within the scope of the General Data Protection Regulation, you
may direct questions or complaints to us at the information below, and to your local Data Protection Authority.
You must be at least 18 years old to have our permission to use this Site. Echofin does not knowingly collect, use or disclose PII about minor visitors.
You should also be aware that when PII, including Personal Data, is voluntarily disclosed by you (i.e. your name, email address, etc.) in the discussion forums or other public areas on this Site, that information, along with any information disclosed in your communication, can be collected and used by third parties and may result in unsolicited messages (including unwanted spam messages) from third parties. Such activities are beyond our control and this Policy does not apply to such information. Please consult the Echofin Terms of Service and our Site Conduct policies.